There’s no time for excuses after a bad work injury. Delays cost lives. A lawyer can help you fight for the compensation you need for medical bills and lost income. A Shreveport catastrophic work injury lawyer can jump into action.
At Jacqueline A. Scott & Associates, we deliver. Our clients praise us for always keeping them in the loop. We make sure liable parties answer for the damages they caused you. Our firm keeps things moving when insurance companies start dragging their feet.
We develop creative, effective solutions to the legal problems our clients face.
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Catastrophic injuries are severe. These injuries often prevent people from working ever again, and they might need care for years.
These types of injuries are usually easy to identify. Common types include:
Each injury causes significant changes. This was the case for Jose Valdivia, who recently won Louisiana’s largest personal injury settlement in history. His head injury due to being hit by a pipe in a Lake Charles refinery resulted in a $411 million settlement.
The workers’ compensation system in Louisiana covers medical treatment. It also covers lost wages. After a catastrophic injury, workers may need long-term help. This could include home care, and these costs can grow over time. That’s why long-term care is part of some claims.
Injured workers may also receive wage loss benefits. If a person can’t work again, they may qualify for permanent disability.
These payments help replace lost income as well. In some cases, vocational rehab may be available. This helps some workers train for a new job if they can’t return to their old one.
These cases are not always easy. Employers may push back. They may question the medical needs of the injured worker. Sometimes, they try to close the claim early. That’s why injured workers often need help from an experienced attorney.
Workers’ compensation is the main option after a work injury, but there are times when someone outside the company is to blame. A third party might be held liable if they caused the injury. These are called third-party claims.
A good example is when a worker is driving for their job. Another driver who isn’t part of the employer’s company may hit them on the road, allowing them to file a third-party claim.
Another example is faulty equipment. An injury caused by a broken machine might be the fault of the manufacturer.
These claims can help recover more damages than workers’ comp allows for. That includes pain and suffering. However, these cases require proof that the plaintiff caused your injury. They also follow different rules than workers’ compensation claims. A skilled attorney can help sort through both.
After a serious injury at work in Shreveport, the first step is to get medical care. Fast treatment can make a difference in long-term recovery.
The next step is to report the injury. That must be done as soon as possible. The report should be made to the supervisor in writing.
Next, a claim must be filed. This starts the process with workers’ compensation. Witness names and photos should be saved. These details help show what happened and why the injury matters.
The claims process can take time. Insurers may deny parts of the claim, but having help during this time can ease the pressure. Workers often need a representative to not feel lost during this process.
Insurance companies don’t always play fair. Some try to deny care. This can leave injured workers with serious debt. The risk is higher in serious injury cases.
An experienced attorney knows how to deal with roadblocks. They can keep the claim on track. A legal team can push for fair payments. Without that help, some workers may not get what they need.
What qualifies as a catastrophic injury varies widely. Generally, it causes long-term or permanent damage. These injuries often make it very difficult to return to work. Some of the most common catastrophic injuries include partial or complete paralysis. According to the National Spinal Cord Injury Center, there are about 18,000 new spinal cord injuries annually.
Workers’ compensation is different for catastrophic injuries based on compensation amounts. Payments are often higher for catastrophic injuries. A worker might not return to the same job. Some can’t work at all. In these cases, compensation may include permanent disability benefits. These cases usually require more documentation and can also involve disputes.
You usually cannot sue your employer after a catastrophic work injury. Workers’ compensation is typically provided instead. There are some exceptions. A claim might be possible if the employer did something on purpose to cause harm. These cases are hard to prove. Most workers have to go through the workers’ compensation system to recover damages.
If a third party caused your workplace injury, a claim might be an option. Contractors outside of the employer could be held liable. This often happens due to faulty machines. It could also happen if another company’s driver caused a crash while someone was working. These claims go beyond workers’ compensation, meaning you could also recoup damages for things like pain and suffering.
In 2023, there were 2.4 work injuries for every 100 full-time employees. Many injuries take away workers’ abilities to earn a living. Get someone who knows how to fight for you. Schedule a consultation with Jacqueline A. Scott & Associates for help with your work injury claim.
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